/* ====== CSS VARIABLES ====== */
        :root {
            --mocha: #A47864;
            --mocha-light: #C9A48E;
            --cream: #E7DCCF;
            --dark-brown: #5C4033;
            --bg: #FBF6F0;
            --ink: #29201B;
            --white: #ffffff;
            --mocha-soft: rgba(164, 120, 100, 0.12);
            --shadow-sm: 0 4px 14px rgba(41, 32, 27, 0.06);
            --shadow-md: 0 14px 40px rgba(92, 64, 51, 0.12);
            --shadow-lg: 0 30px 70px rgba(92, 64, 51, 0.18);
            --radius: 24px;
            --radius-sm: 14px;
            --transition: cubic-bezier(0.22, 1, 0.36, 1);
        }

        /* ====== RESET ====== */
        *, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
        html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
        body {
            font-family: 'Inter', system-ui, sans-serif;
            background: var(--bg);
            color: var(--ink);
            line-height: 1.6;
            overflow-x: hidden;
            font-weight: 400;
        }
        h1, h2, h3, h4, h5, h6 { font-family: 'Playfair Display', serif; font-weight: 700; line-height: 1.15; letter-spacing: -0.02em; }
        img { max-width: 100%; display: block; }
        a { text-decoration: none; color: inherit; }
        ul { list-style: none; }
        button { font-family: inherit; cursor: pointer; border: none; background: none; }
        input, textarea, select { font-family: inherit; }
        ::selection { background: var(--mocha); color: var(--white); }

        /* ====== FLOATING BACKGROUND ELEMENTS ====== */
        .bg-orbs { position: fixed; inset: 0; z-index: -1; overflow: hidden; pointer-events: none; }
        .orb { position: absolute; border-radius: 50%; filter: blur(80px); opacity: 0.55; }
        .orb-1 { width: 480px; height: 480px; background: radial-gradient(circle, #A47864, transparent); top: -10%; left: -8%; animation: float1 18s ease-in-out infinite; }
        .orb-2 { width: 540px; height: 540px; background: radial-gradient(circle, #E7DCCF, transparent); top: 30%; right: -12%; animation: float2 22s ease-in-out infinite; }
        .orb-3 { width: 380px; height: 380px; background: radial-gradient(circle, #C9A48E, transparent); bottom: -10%; left: 20%; animation: float3 20s ease-in-out infinite; }
        @keyframes float1 { 0%,100%{transform:translate(0,0)} 50%{transform:translate(60px,80px)} }
        @keyframes float2 { 0%,100%{transform:translate(0,0)} 50%{transform:translate(-80px,-60px)} }
        @keyframes float3 { 0%,100%{transform:translate(0,0)} 50%{transform:translate(40px,-40px)} }

        /* ====== CONTAINER ====== */
        .container { width: min(1240px, 92%); margin: 0 auto; }
        section { padding: 110px 0; position: relative; }
        
        /* ====== TYPOGRAPHY HELPERS ====== */
        .eyebrow {
            display: inline-flex; align-items: center; gap: 8px;
            font-family: 'Inter', sans-serif; font-size: 12px; font-weight: 700;
            letter-spacing: 0.18em; text-transform: uppercase;
            color: var(--mocha); background: var(--mocha-soft);
            padding: 9px 18px; border-radius: 50px; margin-bottom: 22px;
        }
        .section-title { font-size: clamp(2rem, 4.4vw, 3.4rem); color: var(--ink); margin-bottom: 18px; }
        .section-title span { color: var(--mocha); font-style: italic; }
        .section-sub { font-size: 1.05rem; color: rgba(41,32,27,0.7); max-width: 640px; }
        .center-head { text-align: center; margin-bottom: 60px; }
        .center-head .section-sub { margin: 0 auto; }

        /* ====== BUTTONS ====== */
        .btn {
            display: inline-flex; align-items: center; justify-content: center; gap: 10px;
            padding: 16px 32px; border-radius: 50px; font-weight: 600; font-size: 0.96rem;
            transition: all 0.45s var(--transition); cursor: pointer; position: relative; overflow: hidden;
            white-space: nowrap;
        }
        .btn-primary {
            background: linear-gradient(135deg, var(--dark-brown), var(--mocha));
            color: var(--white); box-shadow: 0 12px 30px rgba(92,64,51,0.35);
        }
        .btn-primary:hover { transform: translateY(-3px); box-shadow: 0 18px 40px rgba(92,64,51,0.45); }
        .btn-ghost {
            background: rgba(255,255,255,0.7); color: var(--ink); backdrop-filter: blur(12px);
            border: 1px solid rgba(164,120,100,0.25);
        }
        .btn-ghost:hover { background: var(--white); transform: translateY(-3px); }
        .btn-light { background: var(--white); color: var(--dark-brown); }
        .btn-light:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }

        /* ====== NAVBAR ====== */
        .nav {
            position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
            padding: 18px 0; transition: all 0.4s var(--transition);
        }
        .nav-inner {
            display: flex; align-items: center; justify-content: space-between;
            background: rgba(251, 246, 240, 0.6); backdrop-filter: blur(18px);
            border: 1px solid rgba(164,120,100,0.15); border-radius: 50px;
            padding: 10px 14px 10px 26px; box-shadow: var(--shadow-sm);
            transition: all 0.4s var(--transition);
        }
        .nav.scrolled .nav-inner { background: rgba(251,246,240,0.92); box-shadow: var(--shadow-md); }
        .logo { display: flex; align-items: center; gap: 12px; font-family: 'Playfair Display', serif; font-weight: 800; font-size: 1.25rem; color: var(--ink); }
        .logo-icon {
            width: 42px; height: 42px; border-radius: 14px;
            background: linear-gradient(135deg, var(--dark-brown), var(--mocha));
            display: flex; align-items: center; justify-content: center;
            color: var(--white); font-size: 1.1rem; box-shadow: 0 8px 20px rgba(92,64,51,0.3);
        }
        .logo span { color: var(--mocha); }
        .nav-links { display: flex; align-items: center; gap: 6px; }
        .nav-links a {
            padding: 9px 16px; font-size: 0.92rem; font-weight: 500; color: var(--ink);
            border-radius: 30px; transition: all 0.3s ease;
        }
        .nav-links a:hover { color: var(--mocha); background: var(--mocha-soft); }
        .nav-cta { padding: 12px 24px !important; background: var(--ink); color: var(--white) !important; }
        .nav-cta:hover { background: var(--mocha); }
        .menu-toggle { display: none; font-size: 1.4rem; color: var(--ink); padding: 8px; }

        /* ====== HERO ====== */
        .hero { padding: 180px 0 90px; position: relative; }
        .hero-grid {
            display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 60px; align-items: center;
        }
        .hero-badge {
            display: inline-flex; align-items: center; gap: 10px; padding: 10px 18px;
            background: rgba(255,255,255,0.7); backdrop-filter: blur(12px);
            border: 1px solid rgba(164,120,100,0.2); border-radius: 50px;
            font-size: 0.82rem; font-weight: 600; color: var(--dark-brown); margin-bottom: 26px;
            box-shadow: var(--shadow-sm);
        }
        .hero-badge i { color: var(--mocha); }
        .hero h1 {
            font-size: clamp(2.6rem, 5.4vw, 4.4rem); margin-bottom: 24px;
        }
        .hero h1 span { color: var(--mocha); font-style: italic; }
        .hero p { font-size: 1.12rem; color: rgba(41,32,27,0.7); max-width: 520px; margin-bottom: 36px; }
        .hero-cta { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 50px; }
        .hero-stats { display: flex; gap: 36px; flex-wrap: wrap; }
        .hero-stat .num { font-family: 'Playfair Display', serif; font-size: 2.1rem; font-weight: 800; color: var(--dark-brown); }
        .hero-stat .label { font-size: 0.84rem; color: rgba(41,32,27,0.6); font-weight: 500; }

        .hero-visual { position: relative; }
        .hero-img-main {
            border-radius: 36px; overflow: hidden; box-shadow: var(--shadow-lg);
            aspect-ratio: 4/5; transform: rotate(1.5deg);
            border: 6px solid var(--white);
        }
        .hero-img-main img { width: 100%; height: 100%; object-fit: cover; }
        .floating-card {
            position: absolute; background: rgba(255,255,255,0.85); backdrop-filter: blur(20px);
            border: 1px solid rgba(255,255,255,0.6); border-radius: 20px;
            padding: 18px 22px; box-shadow: var(--shadow-md);
            display: flex; align-items: center; gap: 14px;
        }
        .fc-icon { width: 44px; height: 44px; border-radius: 12px; background: linear-gradient(135deg, var(--mocha), var(--dark-brown)); color: var(--white); display: flex; align-items: center; justify-content: center; font-size: 1.1rem; }
        .fc-text strong { display: block; font-family: 'Playfair Display', serif; font-size: 1.05rem; color: var(--ink); }
        .fc-text span { font-size: 0.78rem; color: rgba(41,32,27,0.6); }
        .fc-1 { top: 40px; left: -30px; animation: floatCard 6s ease-in-out infinite; }
        .fc-2 { bottom: 60px; right: -30px; animation: floatCard 7s ease-in-out infinite reverse; }
        @keyframes floatCard { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-14px)} }

        /* ====== ABOUT ====== */
        .about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: center; }
        .about-imgs { position: relative; }
        .about-img-1 { border-radius: 28px; overflow: hidden; aspect-ratio: 4/5; box-shadow: var(--shadow-lg); }
        .about-img-1 img { width: 100%; height: 100%; object-fit: cover; }
        .about-img-2 {
            position: absolute; bottom: -40px; right: -30px; width: 200px; height: 200px;
            border-radius: 22px; overflow: hidden; border: 6px solid var(--bg);
            box-shadow: var(--shadow-md);
        }
        .about-exp {
            position: absolute; top: 30px; right: -20px; background: var(--dark-brown); color: var(--white);
            padding: 22px 26px; border-radius: 22px; text-align: center; box-shadow: var(--shadow-lg);
        }
        .about-exp .num { font-family: 'Playfair Display', serif; font-size: 2.2rem; font-weight: 800; color: var(--cream); }
        .about-exp .txt { font-size: 0.78rem; opacity: 0.85; }
        .about-content h2 { font-size: clamp(1.9rem, 3.8vw, 2.8rem); margin-bottom: 22px; }
        .about-content h2 span { color: var(--mocha); font-style: italic; }
        .about-content p { color: rgba(41,32,27,0.75); margin-bottom: 18px; }
        .about-features { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 30px; }
        .about-feat { display: flex; gap: 12px; align-items: flex-start; }
        .about-feat i { color: var(--mocha); font-size: 1.1rem; margin-top: 4px; }
        .about-feat div strong { display: block; font-family: 'Playfair Display', serif; font-size: 1rem; color: var(--ink); }
        .about-feat div span { font-size: 0.85rem; color: rgba(41,32,27,0.6); }

        /* ====== VISION MISSION VALUES ====== */
        .vmv-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
        .vmv-card {
            background: rgba(255,255,255,0.7); backdrop-filter: blur(18px);
            border: 1px solid rgba(255,255,255,0.7); border-radius: var(--radius);
            padding: 40px 32px; transition: all 0.5s var(--transition); position: relative; overflow: hidden;
        }
        .vmv-card::before {
            content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
            background: linear-gradient(90deg, var(--mocha), var(--dark-brown));
            transform: scaleX(0); transform-origin: left; transition: transform 0.5s var(--transition);
        }
        .vmv-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); }
        .vmv-card:hover::before { transform: scaleX(1); }
        .vmv-icon {
            width: 60px; height: 60px; border-radius: 18px; margin-bottom: 22px;
            background: linear-gradient(135deg, var(--mocha-soft), rgba(231,220,207,0.4));
            display: flex; align-items: center; justify-content: center;
            font-size: 1.5rem; color: var(--mocha);
        }
        .vmv-card h3 { font-size: 1.5rem; margin-bottom: 14px; }
        .vmv-card p { color: rgba(41,32,27,0.7); font-size: 0.95rem; }
        .vmv-list { margin-top: 18px; }
        .vmv-list li { display: flex; gap: 10px; padding: 6px 0; font-size: 0.9rem; color: rgba(41,32,27,0.75); }
        .vmv-list i { color: var(--mocha); margin-top: 4px; }

        /* ====== FEATURES / WHY CHOOSE US ====== */
        .features-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
        .feature-card {
            background: rgba(255,255,255,0.65); backdrop-filter: blur(16px);
            border: 1px solid rgba(255,255,255,0.7); border-radius: var(--radius);
            padding: 32px 26px; transition: all 0.5s var(--transition);
        }
        .feature-card:hover { transform: translateY(-10px); box-shadow: var(--shadow-lg); background: rgba(255,255,255,0.95); }
        .feature-icon {
            width: 56px; height: 56px; border-radius: 16px; margin-bottom: 20px;
            background: linear-gradient(135deg, var(--dark-brown), var(--mocha));
            display: flex; align-items: center; justify-content: center;
            color: var(--cream); font-size: 1.3rem;
            box-shadow: 0 10px 22px rgba(92,64,51,0.25);
        }
        .feature-card h4 { font-size: 1.2rem; margin-bottom: 12px; }
        .feature-card p { color: rgba(41,32,27,0.7); font-size: 0.92rem; }

        /* ====== WORK PROCESS ====== */
        .process-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; position: relative; }
        .process-card {
            background: rgba(255,255,255,0.7); backdrop-filter: blur(16px);
            border: 1px solid rgba(255,255,255,0.7); border-radius: var(--radius);
            padding: 36px 28px; position: relative; transition: all 0.5s var(--transition);
        }
        .process-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); }
        .process-num {
            font-family: 'Playfair Display', serif; font-size: 3rem; font-weight: 800;
            color: var(--mocha); opacity: 0.35; line-height: 1; margin-bottom: 14px;
        }
        .process-card h4 { font-size: 1.25rem; margin-bottom: 10px; }
        .process-card p { color: rgba(41,32,27,0.7); font-size: 0.92rem; }
        .process-icon {
            position: absolute; top: 32px; right: 28px; width: 44px; height: 44px;
            border-radius: 12px; background: var(--mocha-soft); color: var(--mocha);
            display: flex; align-items: center; justify-content: center; font-size: 1.1rem;
        }

        /* ====== SERVICES ====== */
        .services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
        .service-card {
            background: rgba(255,255,255,0.7); backdrop-filter: blur(16px);
            border: 1px solid rgba(255,255,255,0.7); border-radius: var(--radius);
            padding: 36px 30px; transition: all 0.5s var(--transition);
            position: relative; overflow: hidden;
        }
        .service-card::after {
            content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 0;
            background: linear-gradient(180deg, transparent, var(--mocha-soft));
            transition: height 0.5s var(--transition);
        }
        .service-card:hover { transform: translateY(-10px); box-shadow: var(--shadow-lg); }
        .service-card:hover::after { height: 100%; }
        .service-emoji {
            font-size: 2.6rem; margin-bottom: 18px; display: inline-block;
            background: linear-gradient(135deg, rgba(164,120,100,0.15), rgba(231,220,207,0.4));
            width: 80px; height: 80px; border-radius: 22px;
            display: flex; align-items: center; justify-content: center;
            transition: transform 0.5s var(--transition);
        }
        .service-card:hover .service-emoji { transform: rotate(-8deg) scale(1.05); }
        .service-card h3 { font-size: 1.4rem; margin-bottom: 12px; }
        .service-card p { color: rgba(41,32,27,0.7); font-size: 0.95rem; margin-bottom: 18px; position: relative; z-index: 2; }
        .service-link {
            display: inline-flex; align-items: center; gap: 8px; color: var(--mocha);
            font-weight: 600; font-size: 0.9rem; position: relative; z-index: 2;
        }
        .service-link i { transition: transform 0.3s ease; }
        .service-card:hover .service-link i { transform: translateX(6px); }

        /* ====== PRICING ====== */
        .pricing-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
        .price-card {
            background: rgba(255,255,255,0.75); backdrop-filter: blur(18px);
            border: 1px solid rgba(255,255,255,0.7); border-radius: var(--radius);
            padding: 40px 32px; transition: all 0.5s var(--transition); position: relative;
        }
        .price-card.featured {
            background: linear-gradient(160deg, var(--dark-brown), #4a3329);
            color: var(--cream); transform: scale(1.04);
            box-shadow: var(--shadow-lg);
        }
        .price-card.featured h3, .price-card.featured .price-num { color: var(--cream); }
        .price-card.featured .price-feat li { color: rgba(231,220,207,0.85); }
        .price-card.featured .price-feat i { color: var(--mocha-light); }
        .price-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); }
        .price-card.featured:hover { transform: translateY(-8px) scale(1.04); }
        .price-badge {
            position: absolute; top: 24px; right: 24px; background: var(--mocha); color: var(--white);
            padding: 5px 14px; border-radius: 30px; font-size: 0.72rem; font-weight: 700;
            text-transform: uppercase; letter-spacing: 0.08em;
        }
        .price-card h3 { font-size: 1.5rem; margin-bottom: 8px; }
        .price-card .price-desc { font-size: 0.88rem; color: rgba(41,32,27,0.6); margin-bottom: 22px; }
        .price-card.featured .price-desc { color: rgba(231,220,207,0.7); }
        .price-num { font-family: 'Playfair Display', serif; font-size: 3rem; font-weight: 800; color: var(--dark-brown); }
        .price-num span { font-size: 1rem; font-weight: 500; opacity: 0.6; }
        .price-feat { margin: 24px 0; }
        .price-feat li { display: flex; gap: 10px; padding: 9px 0; font-size: 0.94rem; color: rgba(41,32,27,0.75); }
        .price-feat i { color: var(--mocha); margin-top: 4px; }
        .price-card .btn { width: 100%; }

        /* ====== LOAN & WARRANTY ====== */
        .loan-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: center; }
        .loan-content h2 { font-size: clamp(1.9rem, 3.8vw, 2.8rem); margin-bottom: 22px; }
        .loan-content h2 span { color: var(--mocha); font-style: italic; }
        .loan-content p { color: rgba(41,32,27,0.75); margin-bottom: 22px; }
        .loan-points { display: grid; gap: 18px; margin: 28px 0; }
        .loan-point {
            display: flex; gap: 16px; align-items: flex-start;
            background: rgba(255,255,255,0.7); backdrop-filter: blur(12px);
            padding: 18px 22px; border-radius: 18px; border: 1px solid rgba(255,255,255,0.7);
        }
        .loan-point .lp-icon {
            width: 48px; height: 48px; border-radius: 14px; flex-shrink: 0;
            background: linear-gradient(135deg, var(--mocha), var(--dark-brown));
            color: var(--white); display: flex; align-items: center; justify-content: center;
            font-size: 1.2rem;
        }
        .loan-point h4 { font-size: 1.1rem; margin-bottom: 4px; }
        .loan-point p { font-size: 0.88rem; color: rgba(41,32,27,0.65); margin: 0; }
        .loan-visual { position: relative; }
        .loan-img { border-radius: 28px; overflow: hidden; aspect-ratio: 1/1; box-shadow: var(--shadow-lg); }
        .loan-img img { width: 100%; height: 100%; object-fit: cover; }
        .loan-badge {
            position: absolute; bottom: 30px; left: -20px;
            background: var(--white); padding: 20px 26px; border-radius: 20px;
            box-shadow: var(--shadow-md); display: flex; align-items: center; gap: 14px;
        }
        .loan-badge i { font-size: 2rem; color: var(--mocha); }
        .loan-badge strong { display: block; font-family: 'Playfair Display', serif; font-size: 1.1rem; }
        .loan-badge span { font-size: 0.82rem; color: rgba(41,32,27,0.6); }

        /* ====== BOOKING FORM ====== */
        .booking-wrap {
            background: linear-gradient(135deg, rgba(255,255,255,0.85), rgba(231,220,207,0.4));
            backdrop-filter: blur(20px); border: 1px solid rgba(255,255,255,0.7);
            border-radius: 36px; padding: 60px; box-shadow: var(--shadow-lg);
        }
        .booking-grid { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 50px; align-items: center; }
        .booking-info h2 { font-size: clamp(1.9rem, 3.8vw, 2.6rem); margin-bottom: 18px; }
        .booking-info p { color: rgba(41,32,27,0.7); margin-bottom: 24px; }
        .booking-info-list { display: grid; gap: 14px; }
        .booking-info-list li { display: flex; gap: 12px; align-items: center; }
        .booking-info-list i { color: var(--mocha); }
        .form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
        .form-field { display: flex; flex-direction: column; gap: 6px; }
        .form-field.full { grid-column: 1 / -1; }
        .form-field label { font-size: 0.85rem; font-weight: 600; color: var(--ink); }
        .form-field input, .form-field select, .form-field textarea {
            padding: 14px 18px; border-radius: 14px; border: 1px solid rgba(164,120,100,0.25);
            background: rgba(255,255,255,0.85); font-size: 0.95rem; color: var(--ink);
            transition: all 0.3s ease; font-family: inherit;
        }
        .form-field input:focus, .form-field select:focus, .form-field textarea:focus {
            outline: none; border-color: var(--mocha); box-shadow: 0 0 0 4px var(--mocha-soft);
            background: var(--white);
        }
        .form-field textarea { resize: vertical; min-height: 100px; }
        .booking-form .btn { width: 100%; margin-top: 8px; }

        /* ====== REVIEWS ====== */
        .reviews-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
        .review-card {
            background: rgba(255,255,255,0.75); backdrop-filter: blur(16px);
            border: 1px solid rgba(255,255,255,0.7); border-radius: var(--radius);
            padding: 32px 28px; transition: all 0.5s var(--transition);
        }
        .review-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); }
        .review-stars { color: #E2A13E; margin-bottom: 14px; font-size: 0.95rem; }
        .review-text { font-size: 0.96rem; color: rgba(41,32,27,0.8); margin-bottom: 22px; font-style: italic; }
        .review-user { display: flex; align-items: center; gap: 14px; }
        .review-avatar { width: 50px; height: 50px; border-radius: 50%; overflow: hidden; flex-shrink: 0; }
        .review-avatar img { width: 100%; height: 100%; object-fit: cover; }
        .review-user strong { display: block; font-family: 'Playfair Display', serif; font-size: 1rem; }
        .review-user span { font-size: 0.8rem; color: rgba(41,32,27,0.55); }
        .review-quote {
            position: absolute; top: 24px; right: 28px; font-size: 2.5rem;
            color: var(--mocha); opacity: 0.15; font-family: 'Playfair Display', serif;
        }
        .review-card { position: relative; }

        /* ====== FAQ ====== */
        .faq-wrap { max-width: 820px; margin: 0 auto; }
        .faq-item {
            background: rgba(255,255,255,0.7); backdrop-filter: blur(14px);
            border: 1px solid rgba(255,255,255,0.7); border-radius: 18px;
            margin-bottom: 14px; overflow: hidden; transition: all 0.4s ease;
        }
        .faq-item.active { box-shadow: var(--shadow-md); }
        .faq-q {
            display: flex; justify-content: space-between; align-items: center;
            padding: 22px 28px; cursor: pointer; font-weight: 600; font-size: 1.02rem;
            font-family: 'Playfair Display', serif; color: var(--ink);
        }
        .faq-q i { color: var(--mocha); transition: transform 0.4s ease; }
        .faq-item.active .faq-q i { transform: rotate(180deg); }
        .faq-a { max-height: 0; overflow: hidden; transition: max-height 0.4s ease, padding 0.4s ease; padding: 0 28px; color: rgba(41,32,27,0.7); }
        .faq-item.active .faq-a { max-height: 400px; padding: 0 28px 22px; }

        /* ====== CONTACT ====== */
        .contact-grid { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 50px; }
        .contact-info-card {
            background: linear-gradient(160deg, var(--dark-brown), #4a3329);
            border-radius: 36px; padding: 50px 40px; color: var(--cream);
            position: relative; overflow: hidden;
        }
        .contact-info-card::before {
            content: ''; position: absolute; top: -50px; right: -50px;
            width: 220px; height: 220px; border-radius: 50%;
            background: radial-gradient(circle, var(--mocha), transparent); opacity: 0.4;
        }
        .contact-info-card h3 { color: var(--cream); font-size: 1.8rem; margin-bottom: 14px; position: relative; }
        .contact-info-card > p { color: rgba(231,220,207,0.8); margin-bottom: 30px; position: relative; }
        .contact-info-list { display: grid; gap: 22px; position: relative; }
        .contact-info-item { display: flex; gap: 16px; align-items: flex-start; }
        .contact-info-item .ci-icon {
            width: 48px; height: 48px; border-radius: 14px; flex-shrink: 0;
            background: rgba(231,220,207,0.15); color: var(--cream);
            display: flex; align-items: center; justify-content: center; font-size: 1.1rem;
        }
        .contact-info-item div span { font-size: 0.78rem; color: rgba(231,220,207,0.6); display: block; margin-bottom: 4px; text-transform: uppercase; letter-spacing: 0.1em; }
        .contact-info-item div strong { font-size: 1rem; color: var(--cream); font-weight: 500; }
        .contact-social { display: flex; gap: 12px; margin-top: 32px; position: relative; }
        .contact-social a {
            width: 42px; height: 42px; border-radius: 12px;
            background: rgba(231,220,207,0.12); color: var(--cream);
            display: flex; align-items: center; justify-content: center;
            transition: all 0.3s ease;
        }
        .contact-social a:hover { background: var(--mocha); transform: translateY(-3px); }
        .contact-form-card {
            background: rgba(255,255,255,0.8); backdrop-filter: blur(18px);
            border: 1px solid rgba(255,255,255,0.7); border-radius: 36px;
            padding: 50px 40px; box-shadow: var(--shadow-md);
        }

        /* ====== FOOTER ====== */
        footer {
            background: linear-gradient(180deg, #3a2820, var(--ink)); color: rgba(231,220,207,0.85);
            padding: 80px 0 30px; position: relative; overflow: hidden;
        }
        footer::before {
            content: ''; position: absolute; top: 0; left: 0; right: 0; height: 1px;
            background: linear-gradient(90deg, transparent, var(--mocha), transparent);
        }
        .footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.4fr; gap: 40px; margin-bottom: 50px; }
        .footer-brand .logo { color: var(--cream); margin-bottom: 18px; }
        .footer-brand p { font-size: 0.92rem; color: rgba(231,220,207,0.65); margin-bottom: 20px; }
        .footer-social { display: flex; gap: 10px; }
        .footer-social a {
            width: 38px; height: 38px; border-radius: 10px; background: rgba(231,220,207,0.08);
            color: var(--cream); display: flex; align-items: center; justify-content: center;
            transition: all 0.3s ease;
        }
        .footer-social a:hover { background: var(--mocha); transform: translateY(-3px); }
        .footer-col h4 { color: var(--cream); font-size: 1.1rem; margin-bottom: 22px; font-family: 'Playfair Display', serif; }
        .footer-col ul li { margin-bottom: 12px; }
        .footer-col ul li a { color: rgba(231,220,207,0.65); font-size: 0.92rem; transition: all 0.3s ease; }
        .footer-col ul li a:hover { color: var(--mocha-light); padding-left: 4px; }
        .footer-news p { font-size: 0.92rem; color: rgba(231,220,207,0.65); margin-bottom: 16px; }
        .news-form { display: flex; gap: 8px; margin-bottom: 12px; }
        .news-form input {
            flex: 1; padding: 12px 16px; border-radius: 12px; border: 1px solid rgba(231,220,207,0.15);
            background: rgba(231,220,207,0.06); color: var(--cream); font-size: 0.9rem;
        }
        .news-form input::placeholder { color: rgba(231,220,207,0.4); }
        .news-form input:focus { outline: none; border-color: var(--mocha); }
        .news-form button {
            padding: 0 18px; border-radius: 12px; background: var(--mocha); color: var(--white);
            cursor: pointer; transition: all 0.3s ease;
        }
        .news-form button:hover { background: var(--mocha-light); }
        .news-unsub { font-size: 0.82rem; color: rgba(231,220,207,0.55); }
        .news-unsub a { color: var(--mocha-light); text-decoration: underline; }
        .footer-bottom {
            border-top: 1px solid rgba(231,220,207,0.1); padding-top: 26px;
            display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 14px;
            font-size: 0.88rem; color: rgba(231,220,207,0.55);
        }
        .footer-bottom-links { display: flex; gap: 22px; }
        .footer-bottom-links a { color: rgba(231,220,207,0.65); transition: color 0.3s ease; }
        .footer-bottom-links a:hover { color: var(--mocha-light); }

        /* ====== SCROLL REVEAL ====== */
        .reveal { opacity: 0; transform: translateY(40px); transition: all 0.9s var(--transition); }
        .reveal.visible { opacity: 1; transform: translateY(0); }
        .reveal-delay-1 { transition-delay: 0.1s; }
        .reveal-delay-2 { transition-delay: 0.2s; }
        .reveal-delay-3 { transition-delay: 0.3s; }

        /* ====== TOAST ====== */
        .toast {
            position: fixed; bottom: 30px; right: 30px; z-index: 9999;
            background: var(--dark-brown); color: var(--white); padding: 16px 24px;
            border-radius: 14px; box-shadow: var(--shadow-lg);
            display: flex; align-items: center; gap: 12px; transform: translateX(120%);
            transition: transform 0.5s var(--transition);
        }
        .toast.show { transform: translateX(0); }
        .toast i { color: #6fcf97; font-size: 1.3rem; }

        /* ====== RESPONSIVE ====== */
        @media (max-width: 1024px) {
            .hero-grid, .about-grid, .loan-grid, .booking-grid, .contact-grid { grid-template-columns: 1fr; gap: 50px; }
            .features-grid, .process-grid { grid-template-columns: repeat(2, 1fr); }
            .vmv-grid, .services-grid, .pricing-grid, .reviews-grid { grid-template-columns: repeat(2, 1fr); }
            .footer-grid { grid-template-columns: 1fr 1fr; }
            .about-img-2 { width: 150px; height: 150px; }
        }
        @media (max-width: 768px) {
            section { padding: 70px 0; }
            .nav-links {
                position: fixed; top: 90px; left: 4%; right: 4%;
                background: rgba(251,246,240,0.98); backdrop-filter: blur(20px);
                flex-direction: column; padding: 20px; border-radius: 24px;
                box-shadow: var(--shadow-lg); gap: 4px; transform: translateY(-150%);
                opacity: 0; transition: all 0.4s ease; pointer-events: none;
            }
            .nav-links.open { transform: translateY(0); opacity: 1; pointer-events: auto; }
            .nav-links a { width: 100%; text-align: center; padding: 12px; }
            .menu-toggle { display: block; }
            .nav-cta { margin-top: 8px; }
            .hero { padding: 130px 0 70px; }
            .hero-stats { gap: 22px; }
            .hero-stat .num { font-size: 1.7rem; }
            .booking-wrap, .contact-form-card, .contact-info-card { padding: 36px 26px; }
            .form-grid { grid-template-columns: 1fr; }
            .footer-grid { grid-template-columns: 1fr; gap: 32px; }
            .footer-bottom { flex-direction: column; text-align: center; }
            .about-exp { right: 10px; padding: 16px 18px; }
            .about-exp .num { font-size: 1.6rem; }
            .fc-1, .fc-2 { display: none; }
        }
        @media (max-width: 480px) {
            .features-grid, .process-grid, .vmv-grid, .services-grid, .pricing-grid, .reviews-grid { grid-template-columns: 1fr; }
            .about-features { grid-template-columns: 1fr; }
            .hero-cta { flex-direction: column; }
            .hero-cta .btn { width: 100%; }
        }